how to build up credit?

Elaina Adolfson: you could get a credit card even if you don't have any credit history, you just have to apply for the right card I would start with a a premier bank card this card will help you get your credit started use it for a few months just to build credit once you have had it and use it for 6-9 months apply for a better card and drop this one, good luck check out www.fastcreditcardapprovals.com and go under poor or no credit section.

Bruno Galasso: Get a credit card and make sure you pay on it on time monthly...http://www.forevercc.com

Sol Allphin: You have to apply for the right credit card. Banks are not going to give you a credit card that requires excellent credit history. I think you should be able to get approved for cards that don't require credit history and there are some cards listed at the site below. This is your best option.

Donte Hamme: Here is a legit way to increase your credit rating that requires a somewhat small investment and ! a little bit of time.Start with $500 or whatever you can afford. Put this money into a bank or credit union's savings account. A week or so later, take out a loan using your savings as collateral.Take the new $500 and deposit it into another bank. A week or so later, take out a loan using this $500 as collateral.Take the new $500 and deposit it into a third bank and then a week later take out another loan using this as collateral.Take the $500 and start paying off each of the loans each week. After the loan has been active for at least 2 months, pay off each of the loans one by one.Wait 6 months and it will show on your credit report that you borrowed money, made payments (at least two per loan) and then paid off 3 loans!Does it cost you anything? Yes, you will be charged interest per loan. However, you will only be keeping the loan active for about 2 months so the interest should be minimal....Show more

Ulrike Hert: Sure, get a car loan,

Ruby Martis: Any! kind of loan will build a credit score. As long as you make p! ayments on time. To keep you score high you have to keep getting loans and keep making payments on time. It's a really bad financial plan. It keeps you in debt."Building credit" is the biggest joke of the 21st century.There is no good reason to worship the fico....Show more